Determining next steps when dealing with an SBA Borrower that is in payment default can be challenging. If the loan is sold on the secondary market, decisive action…

Artificial intelligence is already helping commercial lenders streamline intake, review financial information, detect fraud, summarize documents, and speed routine communications. For SBA lending teams, those efficiencies are attractive,…

When underwriting or discussing a loan where Maryland real property is collateral, a lender must take recording fees and taxes that will be incurred to record the appropriate…

As artificial intelligence tools become increasingly accessible, lenders are facing a new and evolving risk landscape when communicating with borrowers following a loan default. Borrowers now have the…

On February 6, 2026, SBA issued Procedural Notice 5000-875051 7(a) Alternative Base Rate Options (the “Notice”), which announced new alternative base rate options for SBA 7(a) loans approved…