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About Kimberly A. Rayer

Best Practices: When is a Loan Ready to be Sold on the Secondary Market?

Selling loans on the SBA 7(a) Loan Secondary Market is a critical part of some SBA Lenders' business strategy.  An important step to understanding the conditions upon which…
  • April 15, 2025
  • Kimberly A. Rayer

Best Practices: A Quick Summary of Recent Updates to SBA Loan Programs

December is not only one of the most magical times of the year, but also typically one of the busiest times for commercial lenders. With the demands of…
  • December 17, 2024
  • Kimberly A. Rayer

Best Practices: Recent Updates to SBA Form 1086 – Secondary Participation Guaranty Agreement

An updated SBA Form 1086 - Secondary Participation Guaranty Agreement, which is used to sell the guaranteed portion of an SBA 7(a) loan in the secondary market, was…
  • August 28, 2024
  • Kimberly A. Rayer

Best Practices: OCRM’s Review Process for SBA Lender Service Provider Agreements

Earlier this year the SBA Office of Credit Risk Management (“OCRM”) assumed responsibility for and rolled out a new pilot process for submission of Lender Service Provider Agreements…
  • May 1, 2024
  • Kimberly A. Rayer

Best Practices: Renewal and Update to SBA Form 1919

On December 26, 2023 SBA issued SBA Information Notice No. 5000-852422 which announced renewals and updates to certain SBA Forms.  The most significant change is the issuance of…
  • January 3, 2024
  • Kimberly A. Rayer

Best Practices: What SOP 50 10(7) Does Not Tell Us

Over the past few weeks we have discussed many of the changes in the SOP 50 10 (7).  Now that it is in effect, and as we wait…
  • August 9, 2023
  • Kimberly A. Rayer
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