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About Kimberly A. Rayer

Best Practices: PPP Loan Review Process

Under the CARES Act, SBA has the authority to conduct a review of any loan originated under the Paycheck Protection Program (“PPP”) at its discretion at any time.  SBA may…
  • November 11, 2020
  • Kimberly A. Rayer

Best Practices: What Should You Do With Your PPP Loans?

This year has brought a lot of uncertainty and SBA lending is no exception.  The Paycheck Protection Program (“PPP”) expired on August 8th, and the SBA’s loan forgiveness portal opened…
  • August 12, 2020
  • Kimberly A. Rayer

Best Practices: Paycheck Protection Program Loan Forgiveness: What We Know, What We Need To Find Out

Now that the first wave of Paycheck Protection Program (“PPP”) loans have been approved and are being funded, Lenders’ and Borrowers’ attention have turned to Section 1106 of the CARES…
  • April 22, 2020
  • Kimberly A. Rayer

Best Practices: Complying with Section 2202 of the Taxpayer First Act

On July 1, 2019 the Taxpayer First Act was signed into law.  According to the IRS website, “the legislation aims to expand and strengthen taxpayer rights and to reform the…
  • January 15, 2020
  • Kimberly A. Rayer

Best Practices: Steps for a Successful Servicing Action

After a loan is closed and disbursed, a Borrower may make a request or circumstances may arise which require a modification to the loan.  For any commercial loan, a servicing…
  • October 16, 2019
  • Kimberly A. Rayer

Best Practices: The Importance of a Warehouseman’s Waiver

SBA lenders are seeing more requests to finance online retail businesses which sell products either directly to consumers or through major online retail platforms, such as Amazon or Walmart. Much…
  • June 19, 2019
  • Kimberly A. Rayer
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