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About Ethan W. Smith

Best Practices: Failure to Request 1112 Payments Could Jeopardize Your Guarantee

On July 28, 2020 SBA issued Procedural Notice 5000-20041 (“PN 20041”) which provides additional guidance to Lenders on implementation of Section 1112 of the CARES Act. Section 1112 provides a subsidy…
  • August 19, 2020
  • Ethan W. Smith

Best Practices: Underwriting the PPP Loan to a “Forgiveness Standard.”

The Paycheck Protection Program (“PPP”) has been a challenge for many SBA lenders, both in terms of the speed with which it has necessarily been implemented as well as the…
  • April 29, 2020
  • Ethan W. Smith

Best Practices: Loan Deferments In An Uncertain Time

The rapidly evolving environment precipitated by the coronavirus is likely to have a wide reaching adverse economic impact on many American small businesses.  In response, many SBA lenders are looking…
  • March 18, 2020
  • Ethan W. Smith

Corrie Thrasher Joins Starfield & Smith; Firm Opens Atlanta Office

Corrie Thrasher has joined Starfield & Smith as its newest Partner managing the firm’s recently opened office in Atlanta, Georgia.  In this role, Thrasher will be responsible for advising lenders…
  • March 11, 2020
  • Ethan W. Smith

Best Practices: Documenting Working Capital Disbursements

On last Tuesday’s SBA 7(a) connect call, SBA’s Office of Credit Risk Management updated the 7(a) lending community regarding several new areas of inquiry that it is focusing on in…
  • January 22, 2020
  • Ethan W. Smith

Best Practices: Affiliation… What the heck is an “Identity of Interest” anyway?

SBA lending, with its myriad rules, regulations and ever-changing guidelines, has always been a challenge for compliance-minded lenders.  One of the most difficult SBA topics for lenders to deal with…
  • October 9, 2019
  • Ethan W. Smith
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