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About Ethan W. Smith

Best Practices: Starfield & Smith Launches Initiative to Recognize Excellence in Checklist Design

At Starfield & Smith, we are pleased to announce a new internal initiative dedicated to one of the Firm’s most quietly admired professional skills: checklist design. For years,…
  • April 1, 2026
  • Ethan W. Smith

Best Practices: Pause Before You Prompt: What SBA Lenders Need to Know About AI and Legal Privilege

Artificial intelligence is already helping commercial lenders streamline intake, review financial information, detect fraud, summarize documents, and speed routine communications. For SBA lending teams, those efficiencies are attractive,…
  • March 18, 2026
  • Ethan W. Smith

Best Practices: A Holiday Reminder for Keeping Your 7(a) Guaranty Off the “Naughty” List

At Starfield & Smith, we see one theme every year: lenders who take SBA compliance seriously keep their 7(a) guaranties intact. Those who don’t often find themselves on…
  • December 10, 2025
  • Ethan W. Smith

Best Practices: Understanding and Managing Your PARRiS 5-Year Cumulative Net Yield

The SBA’s PARRiS protocol may not be new, but it continues to play a critical role in how SBA evaluates 7(a) lenders. Designed to help the Agency assess…
  • July 29, 2025
  • Ethan W. Smith

Best Practices: SBA Issues SOP 50 10 8

“Sooner or later, everything old is new again.”                                                                                     -Stephen King, The Colorado Kid On April 22, 2025, SBA issued Information Notice 5000-866746 announcing the issuance of the…
  • April 23, 2025
  • Ethan W. Smith

Best Practices: Meeting the Burden of Proof in SBA Guaranty Purchase Requests

In the American criminal justice system, defendants benefit from a presumption of innocence—a principle rooted in the Fifth and Fourteenth Amendments and cemented in public consciousness through media…
  • April 8, 2025
  • Ethan W. Smith
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