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About Ethan W. Smith

Best Practices: Handling PPP Bankruptcies

As we near the first anniversary of the Paycheck Protection Program (“PPP”), it has become clear that this program was essential in helping millions of small businesses weather the storm…
  • March 24, 2021
  • Ethan W. Smith

Best Practices: Unraveling the New Payment Subsidy Guidance in the Economic Aid Act

Section 1112 of the Coronavirus Aid, Relief and Economic Security Act (the “CARES Act”), which was enacted on March 27, 2020, provided payment relief to small businesses in the form…
  • January 27, 2021
  • Ethan W. Smith

Best Practices: Failure to Request 1112 Payments Could Jeopardize Your Guarantee

On July 28, 2020 SBA issued Procedural Notice 5000-20041 (“PN 20041”) which provides additional guidance to Lenders on implementation of Section 1112 of the CARES Act. Section 1112 provides a subsidy…
  • August 19, 2020
  • Ethan W. Smith

Best Practices: Underwriting the PPP Loan to a “Forgiveness Standard.”

The Paycheck Protection Program (“PPP”) has been a challenge for many SBA lenders, both in terms of the speed with which it has necessarily been implemented as well as the…
  • April 29, 2020
  • Ethan W. Smith

Best Practices: Loan Deferments In An Uncertain Time

The rapidly evolving environment precipitated by the coronavirus is likely to have a wide reaching adverse economic impact on many American small businesses.  In response, many SBA lenders are looking…
  • March 18, 2020
  • Ethan W. Smith

Corrie Thrasher Joins Starfield & Smith; Firm Opens Atlanta Office

Corrie Thrasher has joined Starfield & Smith as its newest Partner managing the firm’s recently opened office in Atlanta, Georgia.  In this role, Thrasher will be responsible for advising lenders…
  • March 11, 2020
  • Ethan W. Smith
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