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About Janet M. Dery

Best Practices: Debt Refinance Documents Lenders Should Obtain

In a recent presentation by SBA on guaranty purchases and its 10 tab process, the Agency noted that lenders not infrequently provide inadequate documentation to support their debt refinancing “uses…
  • April 27, 2022
  • Janet M. Dery

Best Practices: The Benefits To The Lender And Borrower Of A Borrower Being Represented By An Experienced Commercial Attorney

One way for borrowers to have a more pleasant loan closing experience and for the lender to see its customer achieve long-term business success is when a borrower chooses to…
  • January 12, 2022
  • Janet M. Dery

Best Practices: Vessel Collateral

A vessel is defined by Merriam Webster as “a watercraft bigger than a rowboat.”   There are many small businesses whose main assets consist of vessels, such as local fishermen,…
  • September 8, 2021
  • Janet M. Dery

Best Practices: Condominium Collateral

A condominium is a building or complex of buildings containing a number of individually owned apartments, houses, or buildings, where each owner has full title to its individual apartment, house…
  • May 26, 2021
  • Janet M. Dery

Best Practices: SBA Releases Updated PPP Lender Processing Fee Payments and 1502 Reporting Process

Due to changes to the PPP loan program contained in the Economic Aid Act, the SBA released SBA Procedural Notice 5000-20091 on February 8, 2021, which updates the SBA Procedural…
  • February 10, 2021
  • Janet M. Dery

Best Practices: Which SBA PPP Loan Forgiveness Application Form Should Be Completed?

On March 27, 2020, the Coronavirus Aid, Relief, and Economic Security Act (“CARES Act”), was signed into law, and the Paycheck Protection Program (“PPP”) was included as part of that…
  • October 21, 2020
  • Janet M. Dery
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