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About Janet M. Dery

Best Practices: SBA Continues To Make Progress On Addressing COVID-19 Fraud Recommendations

While the SBA’s current focus is adjusting to a new administration and protecting the zero-subsidy status of the program through the adjustments to the 7(a) Lender’s Annual Service…
  • April 1, 2025
  • Janet M. Dery

Best Practices: Unpacking The New 7(A) Lender Matrix

On November 5, 2024, the U.S. Small Business Administration (the “SBA”) Office of Financial Program Operations released an updated Servicing and Liquidation Actions 7(a) Lender Matrix (the “Matrix”). …
  • December 3, 2024
  • Janet M. Dery

Best Practices: Leasing Requirements

During the 7(a) Connect Quarterly Update call on July 9, 2024 the Office of Credit Risk Management (“OCRM”) demonstrated an example of how it reviews a specific loan…
  • August 14, 2024
  • Janet M. Dery

Best Practices: Requirements and Uses of SBA Loans

The U.S. Small Business Administration’s 504 Loan Program was created to foster economic development and create or retain job opportunities and stimulate growth, expansion, and modernization of small…
  • April 10, 2024
  • Janet M. Dery

Best Practices: Insurance Requirement Changes for SBA 7(a) Loans

Hazard insurance requirements for SBA 7(a) loans were updated in SBA Procedural Notice No. 5000-846607, which went into effect on May 11, 2023.  The changes to Hazard insurance,…
  • July 18, 2023
  • Janet M. Dery

Best Practices: How Community Advantage Pilot Lenders Can Become Community Advantage Small Business Lending Companies

The Final Rule: Small Business Lending Company (SBLC) Moratorium Recission and Removal of the Requirement for a Loan Authorization (88 FR 21890, commonly known as the “SBLC Rule”) becomes effective…
  • May 10, 2023
  • Janet M. Dery
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