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About Lyndsay Rowland

Best Practices: The Practical Implications of Landlord Waivers in Liquidation

The importance of a landlord waiver in a liquidation situation cannot be understated.  Often, a landlord waiver agreement is viewed as just another document to collect in order to close…
  • February 23, 2022
  • Lyndsay Rowland

Best Practices: SBA Guaranty Denials and the New Process for the Final Notice

Any lender that has received a recommendation for a guaranty denial from the SBA is familiar with the process involved.  A lender submits its guaranty purchase package to the Agency.…
  • November 10, 2021
  • Lyndsay Rowland

Best Practices: Litigation Expenses and PPP Loans: What is a Lender to do?

In this, our third article on SBA Procedural Notice No. 5000-812316 (the “Procedural Notice”), we turn our attention to potential litigation scenarios involving PPP loans and the choices a lender…
  • August 18, 2021
  • Lyndsay Rowland

Best Practices: Additional PPP Guidance on Applicants and Owners “Presently” in Bankruptcy

Since the rollout of the PPP loan program in March 2020, the first question on the PPP Application asks: “Is the Applicant or any owner of the Applicant presently suspended,…
  • May 5, 2021
  • Lyndsay Rowland

Best Practices: Correcting PPP Loan Discrepancies Before a Partial or Full Forgiveness Denial

Now that SBA has established regulations and guidance for PPP, and lenders have moved into the PPP loan forgiveness process, they are identifying some PPP compliance issues that may have…
  • January 20, 2021
  • Lyndsay Rowland

Best Practices: Servicing and Liquidating PPP Loans

Lenders face uncharted territory when servicing and liquidating (“S&L”) Paycheck Protection Program (“PPP”) loans.  This article explains the unique challenges lenders face with these unsecured facilities, and offers suggestions until…
  • September 30, 2020
  • Lyndsay Rowland
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