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About Lyndsay Rowland

Best Practices: Correcting PPP Loan Discrepancies Before a Partial or Full Forgiveness Denial

Now that SBA has established regulations and guidance for PPP, and lenders have moved into the PPP loan forgiveness process, they are identifying some PPP compliance issues that may have…
  • January 20, 2021
  • Lyndsay Rowland

Best Practices: Servicing and Liquidating PPP Loans

Lenders face uncharted territory when servicing and liquidating (“S&L”) Paycheck Protection Program (“PPP”) loans.  This article explains the unique challenges lenders face with these unsecured facilities, and offers suggestions until…
  • September 30, 2020
  • Lyndsay Rowland

Best Practices: Getting Back to SBA Loan Liquidations after the Easing of the Pandemic’s Restrictions

The ongoing pandemic has created unprecedented challenges for SBA lenders who are confronting a stressed 7(a) loan portfolio.  In many states, we have seen court systems essentially shut down, halting…
  • June 17, 2020
  • Lyndsay Rowland

Best Practices: Obtaining And Executing On A Judgment With Respect To A SBA Loan – Does It Make Economic Sense?

When a lender has a SBA loan that has gone into default the lender must take steps to liquidate the collateral securing the loan.  Sometimes borrowers are cooperative and most…
  • February 5, 2020
  • Lyndsay Rowland

Best Practices: The Small Business Reorganization Act of 2019

Until recently, Chapter 11 bankruptcy cases for small business debtors were lengthy and cost prohibitive.  Congress aimed to change that through the passing of the Small Business Reorganization Act (the…
  • September 25, 2019
  • Lyndsay Rowland

Best Practices: The Benefits of Voluntary Surrender Agreements

Not all loan defaults result in contentious interactions between the lender and the obligors on a commercial loan.  In some situations, obligors are motivated to work with the lender to…
  • June 5, 2019
  • Lyndsay Rowland
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