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Best Practices: Updates to Equity Injection Guidelines

On May 9, 2023, the SBA issued Procedural Notice 5000-846607 (“SBA Notice”) that revised the guidelines in the SOP 50 10 6 pertaining to equity injection requirements. These…
  • June 20, 2023
  • Demetri A. Braynin

Best Practices: Say Goodbye to the Franchise Directory

As we have discussed over our last few articles, the recent rule changes issued on April 10, 2023 altered the affiliation rules to limit the analysis to issues…
  • June 13, 2023
  • Lyndsay Rowland

Best Practices: Reviewing Management Agreements Under the New Rules

Last week in our article, Best Practices: The Affiliation Rule Change, we discussed how lenders are no longer required to review matters of control when performing an affiliation…
  • June 7, 2023
  • Katherine D. Tohanczyn

Best Practices: The Affiliation Rule Change

The cornerstone of SBA lending has always been and will continue to be reaching businesses that are, in fact, small. The way that small business is defined has shifted drastically…
  • May 31, 2023
  • Corrie Thrasher

Best Practices: Do What You Do

“Prudence is a presumption of the future, contracted from the experience of time past.” – Thomas Hobbes SOP 50 10 7 didn’t introduce the concept of SBA requirements being rooted…
  • May 24, 2023
  • Jessica L. Conn

Best Practices: SOP 50 10 7 – “All That Glitters Is Not Gold”

This famous line from Shakespeare’s Merchant of Venice seems an odd way to begin an article on SBA lending.  Nevertheless, SBA released the long-awaited SOP 50 10 7 (“SOP”) on…
  • May 17, 2023
  • Ethan W. Smith
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