With interest rates at their highest level in over twenty years and other factors in the economy impacting small businesses, more borrowers are having a difficult time meeting…
In the past year SBA has instituted several changes to the 7(a) and 504 loan programs’ citizenship and residency requirements to comply with President Trump’s Executive Order 14159…
Real estate secured transactions in Florida generally implicate the imposition of two types of taxes. The first is an excise tax imposed on obligations to pay money (the…
Effective March 1, 2026, SBA lenders obtaining SBA approval for 7(a) Small Loans must adhere to SBA Procedural Notice 5000-875701 (the “Notice”), published January 16, 2026. SBA announced it…
When SBA lenders evaluate title risk, the focus is often on liens, ownership, and access. However, restrictive covenants and deed restrictions — often buried deep in recorded documents…
Best-Practice Guidance for Lenders When a borrower defaults, some lenders consider allowing them to "self-liquidate" the collateral. In this context, self-liquidation means the borrower arranges the sale of…
