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About Timothy D'Lauro

Best Practices: SOP 50 10 8.1 is Coming: A Friendly Guide for SBA Lenders

Mark your calendar and refresh your checklists.  SOP 50 10 8.1 becomes effective October 1, 2026. The new SOP includes some significant changes.  The new SOP folds in…
  • September 2, 2026
  • Timothy D'Lauro

Best Practices: Criteria for Evaluating Management Agreements

One of the benchmarks of the SBA loan program is that SBA loans are made to operating small businesses and not passive entities. If a small business enters…
  • June 10, 2026
  • Timothy D'Lauro

Best Practices: Refresher for Requirements for the Universal Purchase Package

With interest rates at their highest level in over twenty years and other factors in the economy impacting small businesses, more borrowers are having a difficult time meeting…
  • February 18, 2026
  • Timothy D'Lauro

Best Practices: Lien Releases During Loan Servicing of an SBA 7(a) Loan

SBA lenders are often asked by borrowers or guarantors to release or subordinate collateral during the life of an SBA 7(a) loan. This collateral can include both personal…
  • October 21, 2025
  • Timothy D'Lauro

Best Practices: Criteria for Evaluating Management Agreements

One of the benchmarks of the SBA loan program is that SBA loans are made to operating small businesses and not passive entities. If a small business enters…
  • June 24, 2025
  • Timothy D'Lauro

Repurchasing an SBA Loan from the Secondary Market

An important and beneficial aspect of the SBA 7(a) Loan program is the lender’s ability to sell the guaranteed portion of an SBA Loan.  There is an active…
  • March 4, 2025
  • Timothy D'Lauro
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