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Best Practices: Understanding Cash Collateral in Bankruptcy

One of the most important bankruptcy concepts that a lender needs to understand is so-called “cash collateral.” The term cash collateral has a specific meaning in bankruptcy and there are…
  • August 31, 2016
  • Starfield & Smith

Best Practices: Having a Second Set of Eyes Review Your Loan Documents is Always A Good Idea

Nowadays we live in a fast-paced world where everyone wants everything done yesterday. There is no exception for lenders and their clients who want their loans closed as quickly as…
  • August 24, 2016
  • Lyndsay Rowland

Best Practices: Getting Started with SBA Lending: SBA Express Loans

At a recent conference, I met several traditional lenders that expressed interest in SBA lending, but they did not know where to get started. A great place to start is…
  • August 17, 2016
  • Michelle Sergent Kaas

Best Practices: A Suggestion to Reduce Lender Responsibility for Borrower or Loan Agent Fraud

We have written in the past about the SBA Office of Inspector General’s activities in addressing fraud, waste and abuse in the SBA and the SBA’s loan programs. One of…
  • August 3, 2016
  • Norman E. Greenspan

Best Practices: Trusts in SBA Lending

When a SBA lender comes across a small business applicant whose ownership interests or assets are owned by a Trust, the first question often asked is whether the Trust or…
  • July 27, 2016
  • Kimberly A. Rayer

Best Practices: Flood Insurance Requirements under 50 10 5 (H)

As we’ve seen over and over the last few years, communities across the United States have been devastated by storms and resulting floods that have destroyed homes and businesses alike.…
  • July 20, 2016
  • Timothy D'Lauro
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