The SBA’s PARRiS protocol may not be new, but it continues to play a critical role in how SBA evaluates 7(a) lenders. Designed to help the Agency assess…
“Sooner or later, everything old is new again.” -Stephen King, The Colorado Kid On April 22, 2025, SBA issued Information Notice 5000-866746 announcing the issuance of the…
In the American criminal justice system, defendants benefit from a presumption of innocence—a principle rooted in the Fifth and Fourteenth Amendments and cemented in public consciousness through media…
A current hot topic in SBA lending has been whether Merchant Cash Advance (“MCA”) debt is eligible for refinancing under SBA’s 7(a) guidelines. The growing demand to refinance…
“Experience is what you get when you didn't get what you wanted.” Randy Pausch, The Last Lecture Since August 1, 2023, SBA lenders have been instructed by the…
It is a fundamental tenet of SBA lending that businesses must be “active” small businesses to be eligible to receive SBA guaranteed loans. SBA lenders should ensure that…