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Best Practice: Restrictive Covenants and Deed Restrictions: A Hidden Risk to SBA Lending

When SBA lenders evaluate title risk, the focus is often on liens, ownership, and access. However, restrictive covenants and deed restrictions — often buried deep in recorded documents…
  • January 21, 2026
  • Demetri A. Braynin

Best Practices: The Cautionary Tale of Allowing Borrowers to Self-Liquidate Collateral

Best-Practice Guidance for Lenders When a borrower defaults, some lenders consider allowing them to "self-liquidate" the collateral. In this context, self-liquidation means the borrower arranges the sale of…
  • January 14, 2026
  • Kia House

Best Practices: SBA Announces Important Update to Citizenship and Residency Requirements

On December 19, 2025, the SBA announced important revisions to the citizenship and residency requirements set forth in Standard Operating Procedure (SOP) 50 10 8. These changes will…
  • January 7, 2026
  • Victor A. Diaz
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