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About Jennifer E. Borra

Best Practices: Franchise Lending under SOP 50 10 8

What’s old is new again.  Effective June 1, 2025, SOP 50 10 8 (“SOP”) brings back the SBA Franchise Directory (“Directory”) in a welcome blast from the past…
  • June 6, 2025
  • Jennifer E. Borra

Best Practices: Be Audit Ready

The new year ushered in a new presidential administration and with it a renewed focus on SBA’s lending programs and portfolio performance.  While it remains unclear what potential…
  • February 11, 2025
  • Jennifer E. Borra

Best Practices: Key Provisions in Franchise Agreements

Franchise lending continues to be a hot topic amongst SBA lenders, as they set new policies and procedures for determining eligibility of franchise concepts and documenting their loan…
  • October 1, 2024
  • Jennifer E. Borra

Best Practices: Franchise Lending Tips for SBA Lenders

SBA has dramatically changed the way lenders process franchise loans under the SOP 50 10 7.1 (“SOP”).  Lenders no longer need to review franchise documentation for affiliation in…
  • June 5, 2024
  • Jennifer E. Borra

Best Practices: Servicing Subordination Requests

After loan disbursement, SBA lenders are often asked by borrowers to subordinate the position of a lien securing an SBA loan.  Lenders must consider these subordination requests in…
  • February 14, 2024
  • Jennifer E. Borra

Best Practices: Exploring SOP 50 57 3: Delinquent Secured Senior Loans

SBA loans secured by junior liens on collateral are subject to the rights of senior lienholders in such collateral. SBA requires lenders to take prudent and commercially reasonable…
  • October 11, 2023
  • Jennifer E. Borra
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