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About Victor A. Diaz

Best Practices: The Importance of Providing a Detailed Narrative in the Credit Memo When Documenting Credit Elsewhere

The importance of documenting one’s credit elsewhere (“CE”) analysis cannot be overstated. Arguably, no other provision of the Small Business Act has come under closer scrutiny.  This is understandable, given…
  • October 23, 2019
  • Victor A. Diaz

Best Practices: Untimely Notices of Commencement – Restoration of Priority in Florida

A Notice of Commencement recorded prior to your mortgage can wreak havoc on your construction loan.  In Florida, before any work can begin to improve real property, a Notice of…
  • August 28, 2019
  • Victor A. Diaz

Best Practices: The future is here: Florida launches Remote Online Notarization

Early last month, Florida's Governor signed into law Chapter 2019-71 creating a new section in Chapter 117 of the Florida Statutes entitled "Online Notarizations." The new law authorizes and provides…
  • July 10, 2019
  • Victor A. Diaz

Best Practices: Change of Ownership – Partner Buyouts

As part of its overall goal of increased oversight and enhanced performance of its portfolio, the SBA has tweaked its flagship 7(a) lending program. In an effort to encourage borrowers…
  • March 6, 2019
  • Victor A. Diaz

Best Practices: Landlord’s Agreements – Waiver or Subordination?

A large number of business owners who seek financing under the SBA 7(a) Loan Program operate from leased locations, be it stand-alone buildings, shopping centers or commercial office parks. In…
  • December 5, 2018
  • Victor A. Diaz

Best Practices: Recent Initiatives for Rural America and Small Main Street Businesses

In an effort promote stronger businesses and agricultural economies in rural America, the Administration recently introduced a series of new initiatives. In April, the U.S. Department of Agriculture (USDA) and…
  • September 12, 2018
  • Victor A. Diaz
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