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About Kristen Dickey

Best Practices: General Title Exceptions – Part 2

As a continuation to the article Best Practices: General Title Exceptions – Part 1, this article will continue the overview of “general title exceptions”, which typically appear in an ALTA loan…
  • May 1, 2019
  • Kristen Dickey

Best Practices: General Title Exceptions – Part 1

As a follow-up to my article Best Practices: The Survey Exception, where I discussed deletion of the standard survey exception from an ALTA loan policy, this article is intended as a…
  • January 16, 2019
  • Kristen Dickey

Best Practices: The Survey Exception

The U.S. Small Business Administration (“SBA”) National 7(a) Authorization Boilerplate Version 2018 (“Boilerplate”) indicates SBA lenders must obtain a lien on 100% of the interest in the Borrower’s collateral and…
  • October 24, 2018
  • Kristen Dickey

Best Practices: Loan Maturities for Real Estate Construction and Leasehold Improvement Loans

What is the maximum maturity for a real estate loan with construction or renovation? How about a leasehold improvement loan? May a lender amortize an interest only period that is…
  • August 1, 2018
  • Kristen Dickey

Best Practices: Florida’s Fictitious Name Act: A discussion About Fictitious Names

While the following article is based upon the requirements of Florida’s Fictitious Name Act (see Florida Statutes §865.09), most states have their own fictitious name acts which have similar requirements.…
  • March 28, 2018
  • Kristen Dickey

Best Practices: Leasehold Improvements with Tenant Improvement Allowance

SBA 7a loan proceeds may be used by a borrower to make improvements to a leased premises where it operates its business. Many times, a borrower will negotiate a tenant…
  • January 10, 2018
  • Kristen Dickey
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