Navigating the financial landscape of SBA 7(a) lending requires a precise understanding of allowable fees and expenses and prohibited charges. For lenders, clarity on fee structures isn’t just about pricing…
The reality of participating in Small Business Administration lending programs is that regulatory scrutiny is not a matter of if, but when. For lenders, the government guaranty is often the…
The Office of Credit Risk Management (OCRM) supervises and oversees more than 2,800 7(a) lenders managing over $120 billion in SBA loans. Mistakes in your compliance program can cost you…
SBA lending offers a powerful tool for financial institutions to expand their portfolios while mitigating risk through the government guaranty. However, that guaranty isn't automatic. It's conditional based on strict…
The Small Business Administration (SBA) loan programs, particularly the 7(a) and 504 programs, are vital engines of economic growth. For lenders, these government guaranteed programs offer significant opportunities but require…